Hi Phil, per the pilot test version 2.0 of the Near-Term Criteria and Recommendations for FIs, it is proposed that in addition to the coverage requirements outlined in Table 1, FIs shall cover at least 67% of its required and optional asset classes with targets. If the company does not have any required or optional asset classes, then it may need to set targets as a corporate, which would require covering its scope 3 categories 1-14. Please also refer to this thread for a related question.